Lots of ordinary people take out completely unnecessary protection cover or PPI as a result of their mis-sold mortgage payment protection insurance which they have been sold by devious and unprincipled salesmen amd all this is just protection insurance which they just don't need for the reason that the product they bought already has its own cover or they are already covered by consumer laws or consumer precedent. Another outcome could be that it would not be feasible to attain the kinds of loss described in the insurance.
The resolution of any action brought in accordance with peoples' mis-sold mortgage payment protection insurance will be binding and is a test case for deciding consumer legislation to come. What is important is that the consumer is totally compensated for all the money which has been wasted. Case law in the UK is by now justly implanted against the rogue traders who perpetrate such misdemeanours.
When considering the action you should take about your mis-sold mortgage payment protection insurance you must also weigh up the loss of your time as well as the loss of funds. Legal action after this should produce a solution which looks after the needs of both. Only by succeeding in both of these can you truly be said to have had a completely successful case.
It is a horrible moment when you think about your mis-sold mortgage payment protection insurance and the waste of time it was. Fortunately legally procedures exist that permit the redress of such bad deeds and the restitution of your poorly spent money. Such legislation exists to defend the consumer's interests.